Senior Loan Officer

Posted: 04/17/2023

Make a Positive Impact

First State is seeking a motivated leader to join our team as Senior Loan Officer. The Senior Loan Officer is responsible for the development and administration of a good, quality loan portfolio consisting of consumer loans, real estate loans, and commercial loans as well as leading a team of lending staff.


Responsibilities in Accordance with Our Corporate Values


  • Be an effective leader by demonstrating characteristics that are consistent with our vision, mission, and core values
  • Display a professional appearance and handle all customer situations in a professional manner


  • Coach and develop staff members to demonstrate characteristics consistent with our vision, mission and core values
  • Work with loan processors on loan documentation issues as needed
  • Promote the insurance and securities divisions of our organization


  • Support a sales culture in and throughout the bank and continue to develop personal cross-selling skills
  • Collect all types of past due loans utilizing various appropriate communication methods
  • Meet all compliance guidelines regarding handling foreclosures and repossessions, as well as understanding and overseeing liquidation process of collateral


  • Accurately and objectively document staff members performance by utilizing the performance plan model provided by HR
  • Participate in business development by being prepared to call on existing and prospective customers


  • Give prompt, courteous attention to all customers to meet their financial needs
  • Be a community banker by being involved in community development and various civic clubs
  • Assist retail staff with questions regarding loan accounts and handling of customers as needed


What You Can Expect

  • Competitive pay and benefits package - including an annual bonus program
  • 401(k) with generous employer match benefit
  • Helpful, qualified, and available leadership
  • A caring, stable work environment



  • 3 to 5 Years of Consumer/Real estate and/or commercial lending preferred
  • Strong problem-solving skills
  • Understanding of compliance aspects of lending, i.e., HMDA, RESPA, Fair Lending, Reg B, Reg O, Flood Determination, Reg Z, CRA
  • Excellent decision-making skills
  • Superior oral communication abilities
  • Understanding of compliance aspects of banking, i.e., BSA, Privacy, OFAC, Security, Reg CC, Reg DD, Reg E, Patriot Act
  • Strong skills in written communication
  • Credit analysis knowledge
  • Strong organizational skills
  • Four-years college is encouraged
  • Working knowledge of technology required
  • Time management skills


Additional Information

Being a First Stater . . .
Being a First Stater means that you roll up your sleeves and dig in. It means you work hard and do your best. It means that you enjoy learning new skills and are always eager to improve. It means you help the team by being a great teammate. It means you're passionate about making a difference in the lives of our customers and our communities. It means you consistently find new ways to improve our organization.


Do you have what it takes to be a First Stater?


Make a Difference - Apply Now!


FSCB is an Equal Opportunity Employer. All your information will be kept confidential according to EEO guidelines.