Market Leader - Rolla

Manages the branch/market day-to-day activities in a defined geographical market. May also function as a lender and act as a principal representative of the institution at civic affairs, with other companies, business, and government agencies. 

KEY COMPETENCIES:
 -Effective leadership
 -Business development
 -Relationship building
 -Compliance and regulatory focused

ESSENTIAL FUNCTIONS:
 -Sitting or standing for extended periods of time.
 -Ability to move around the various work locations freely
 -Sufficient dexterity of hands and fingers to efficiently operate a computer keyboard, mouse, and other computer components.
 -Ability to converse and exchange information with all levels of staff within organization.
 -Ability to observe, perceive, identify, and translate data
 -Ability to travel via air, rail, automobile and/or bus.

RESPONSIBILITIES

• Meet or exceed volume/production and profitability goals for the assigned market by business development and managing lending staff within the assigned market
• Direct and oversee the production activities of commercial and consumer lenders in the market
• Region’s representative of FCNB Bank with public relations outreach in the market
• Leads implementation of FCNB Bank’s marketing program to support market strategies and initiatives
• Maintain acceptable loan delinquency and charge-off levels for the market
• Business development of loans and FCNB Bank’s products and services referrals to other lines of business
• Serve on various FCNB Bank committees
• Ensure objectives of the FCNB Bank’s CRA program are supported within assigned market
• Provide excellent customer service to existing and potential clients and internal stakeholders
• Responsible for staff hiring, development, coaching, performance management, recognition, and disciplinary actions
• Ability to manage a budget, analyze and interpret business financial statements
• Based on the location within a market, may be required to promote/discuss consumer lending products with customers within compliance of the Safe Act guidelines and United procedures.
• Based on the location within a market, may be responsible for maintaining an active NMLS license by completing all training and annual renewal requirements as required

QUALIFICATIONS

• Bachelor’s degree in Business, Finance or comparable experience. 
• Minimum of 10 years of working experience in the commercial or consumer lending areas required, preferably within the Banking industry
• Extensive knowledge of commercial and consumer lending procedures and regulations required
• Knowledge of basic accounting concepts and business financial statements necessary
• Excellent demonstrated positive leadership skills required
• Demonstrated ability to manage staff to include coaching and development
• Excellent written and verbal skills are essential
• Proficiency of Microsoft Office Products
• High level of professionalism and integrity
• Ability to work hours to meet customer or event schedules is required
• Ability to travel up to 10 %
• Ability to possess a NMLS license or obtain NMLS license within a reasonable timeframe if position requires
• Ability to complete ongoing NMLS training and ensure SAFE Act compliance as required